While you may love your 10 year old PT Cruiser, data from the Insurance Institute for Highway Safety (IIHS) found that newer vehicles are safer than the older vehicles. No one is suggesting you are cruising around town in a death trap, but the fact is, safety features have made huge advancements in the last decade.Car Safety Technology has improved greatly
IIHS data show that the chances of dying in a crash in a late-model vehicle have fallen by more than a third in just three years.
Here are some car safety technology improvements that are helping to reduce fatalities and serious injuries.
Even your 2003 vehicle has at least two front airbags, but even the cheapest new car available in 2015, the Nissan Versa, comes with side-curtain airbags in both front and rear and side airbags mounted in the seats as well.
Anti-lock Braking Systems (ABS)
This computerized system allows a driver to keep the brake pedal fully depressed while the system pumps the brakes automatically, keeping them from locking up and allowing the driver to steer.
Electronic Stability Control (ESC)
ESC keeps your car on the road when you have lost control. The system checks 25 times a second if the direction your car is traveling corresponds to the steering input. If it detects a slide, it applies the brakes and reduces engine torque to straighten the car out.
Tire Pressure Monitoring Systems (TPMS)
This electronic system monitors the air pressure inside a vehicle’s tires and reports to the driver via a gauge, a display or a low-pressure warning light.
The name spells out what this safety feature does. When a car is put in reverse, a dashboard displays shows what is behind the vehicle. Some backup cameras include trajectory lines and distance readings.
A poor man’s back-up camera. These are proximity sensors that audibly warn a driver that the car is getting close to an obstacle.
As back-up cameras become standard, sensors will become less important as a warning device, but carmakers will continue to integrate them into park assist (self-parking) features.
Park assist (Self-parking)
No need to worry about parallel parking anymore: Your car will do it for you. Pull up next to a spot, shift the car into reverse and it slips into a spot. Lexus was the first to offer this feature in 2006.
While most cars will let your Bluetooth-connected phone call your spouse hands-free, cars equipped with voice control let you control other functions, such as climate control, navigation and even the windshield wipers.
Adaptive cruise control
This safety features uses a radar unit to scan the road ahead. It automatically adjusts your speed if it detects a slower moving object in front of you. It accelerates back up to the set speed when the road clears.
These new-age headlights pivot with steering wheel input, illuminating the road in front of you. The technology has been shown to be highly effective, especially on dark corners.
This system uses radar or cameras to monitor your blind spot. A dashboard icon will light up if a car moves into your blind spot; most systems will also hit you with an audible alert if you attempt to change lanes or even turn on your turn signal.
Cameras or lasers monitor lane markings. If your vehicle exits its lane without a turn signal activated, the systems sounds an alert. Some vibrate the steering wheel or seat to jolt you back into reality.
Forward collision warning
This groundbreaking system uses cameras, radar or lasers to detect vehicles ahead and alert the driver if they are closing in too fast. An audible alert or vibration of the steering wheel is used to get a driver’s eyes back on the road.
Forward collision warning with auto-braking
This takes forward collision warning one step further. If you fail to heed the warning, the car automatically hits the brakes, bringing it to a stop before you have a collision.
Drivers choose a vehicle for a long list of reasons, from price to performance to gas mileage. Crash-test ratings may be one of them – but that doesn’t measure the value of technology that prevents the crash.
You certainly shouldn’t choose a used car without electronic stability control, experts agree, especially for a teenager.
On new cars, crash-prevention systems such as forward collision warning are widely seen as the must-have technology – so much that IIHS has reset the bar for its Top Safety Picks to exclude vehicles without them.
Will safety features save you money on insurance?
The older a technology is, the better chance a discount is involved. Insurers typically wait for reams of data before they feel a technology is ready for a lower premium.
Only four of the safety systems listed typically qualify for a discount: air bags, anti-lock brakes, electronic stability control and adaptive cruise control.
Discounts are only one of the ways to compare car insurance. Even with discounts, you may decide your best value comes from a company you already know.
We at USA Insurance Companies are the low-cost car insurance leader in South Mississippi. We only sell car insurance and are the actual insurance company not an agency. We not only sell car insurance, we handle all the claims directly in our local offices.
Please visit our website at www.usainsuranceco.net to find one of our 7 convenient locations near to you.